The standard plate liability coverage is not enough to cover you if one or more people earning more then $85,000 a year is critically injured in an accident, or if you’re in a collision with high-value vehicles and cargo, or if you’re in an accident outside Saskatchewan. We recommend a minimum of at least $2,000,000 in third party liability coverage.
A package policy also protects you and your family if you’re injured by an uninsured motorist, or by a motorist who only has the minimum mandatory coverage. In a case like this, your own policy will turn around to cover you for damages you cannot collect from the person at fault. This is a major benefit that will protect you even if you’re a pedestrian or cyclist, and when traveling outside the province.
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